Conditions for early retirement when health declines

Vietnam Social Security said that not everyone with reduced working capacity can retire early, only some cases that meet the conditions can receive pension.

A reader named DM sent the following question to the Vietnam Social Security: "My mother was born in 1975 and has contributed to social insurance for 23 years, including 12 years as a direct sales employee at a private enterprise. She now wants to retire early due to health reasons. What is the procedure for doing so?"

Workers may retire early if their working capacity is reduced as stipulated by law.

Vietnam Social Security (BHXH Vietnam) responds: According to Clause 1, Article 65 of the 2024 Social Insurance Law, employees who have contributed to compulsory social insurance for 20 years or more, if their working capacity is reduced, are entitled to a pension at a lower age than the normal retirement age in certain cases:

Under 5 years of age and with a impairment of 61% to less than 81%; under 10 years of age and with an impairment of 81% or more.

Having worked for at least 15 years in a particularly strenuous, hazardous, or dangerous occupation as listed by the Ministry of Labor, War Invalids and Social Affairs , and experiencing a disability of 61% or more.

Documents required for claiming a disability pension include: social insurance book; document terminating the employment contract; and a medical assessment report on the degree of disability from the Medical Assessment Board (or a certificate of severe or exceptionally severe disability with a conclusion from the Medical Assessment Board).

Employers are responsible for referring employees for medical examination to determine the degree of disability.

According to Article 79 of the 2024 Social Insurance Law, within 20 days before the eligibility date for receiving a pension, the employer must submit the application to the social insurance agency. After receiving the complete application, the social insurance agency must process it within 20 working days; in case of refusal, a written response stating the reasons must be provided.

Due to incomplete information provided by the reader (date of birth, social insurance number, etc.), Vietnam Social Insurance does not have sufficient information to provide a specific answer. You can refer to the regulations mentioned above or contact the social insurance agency in your place of residence directly, providing complete information for detailed advice.

nld.com.vn

Source: https://baolaocai.vn/dieu-kien-huong-luong-huu-som-khi-suc-khoe-suy-giam-post880399.html