Interest rate up to 6.8% for 18-month term

Since the beginning of August, only 3 banks have adjusted their deposit interest rates. All banks have maintained stable deposit interest rates according to the direction of the State Bank.

Banks maintain stable deposit interest rates in August 2025. Illustrative photo

Specifically, ABBank reduced the interest rate by 0.1%/year for terms from 1-36 months for online savings, while keeping the interest rate for savings at the counter unchanged. The highest interest rate at ABBank is 5.6%/year for online savings deposits with a term of 12 months.

Eximbank announced the highest savings interest rate of 6%/year with a term of 18-36 months applicable to Infinite customers when expanding the "Combo Casa" product with online deposits.

Notably, Viet A Bank has just announced new interest rates for savings products with the highest interest rate of 6.8%/year and committed to keeping the deposit interest rate of this product unchanged until December 31, 2025.

Specifically, deposit interest rates are 6.1%/year for a 7-month term; 6.5%/year for a 12-month term; 6.6%/year for a 13-month term; 6.7%/year for a 15-month term and the highest deposit interest rate is up to 6.8%/year for an 18-month term.

This is a much higher interest rate than the normal mobilization interest rate (including counter mobilization interest rate and online mobilization interest rate), which is being listed in parallel by Viet A Bank.

The conditions to participate in this program are simply to open a payment account and register for a digital banking application at Viet A Bank, have a minimum deposit balance of 100 million VND, and save for one of the following terms: 1 month, 3 months, 6 months, 7 months, 12 months, 13 months, 15 months and 18 months.

In the group of state-owned commercial banks, the interest rate table for savings deposits at the counter in early August 2025 remained unchanged compared to the same period in July.

Specifically, the interest rate table at Vietcombank remains unchanged for all terms, with the 6- and 9-month term deposit interest rates listed at 2.9%/year; the 12-month term deposit interest rate listed at 4.6%/year; the 24-month term deposit interest rate listed at 4.7%/year. The 4.7%/year deposit interest rate is also the highest deposit interest rate currently applied by Vietcombank for terms of 12 months or more.

At BIDV , interest rates also remained stable compared to the previous month, with 6- and 9-month savings interest rates continuing to be listed at 3.0%/year; 12-month term maintained at 4.7%/year and 24-month term still listed at 4.8%/year.

At VietinBank , savings interest rates for 6 and 9 month terms continue to be listed at 3.0%/year; 12 month term is 4.7%/year; 24 month term is 4.8%/year.

Agribank is applying a mobilization interest rate schedule for individual customers depositing money at the counter, fluctuating between 2.1 - 4.8%/year. Customers depositing for a term of 12 - 18 months enjoy an interest rate of 4.7%/year; Agribank applies the highest interest rate for a term of 24 months, at 4.8%/year.

Source: https://hanoimoi.vn/lai-suat-huy-dong-toi-6-8-danh-cho-ky-han-18-thang-712333.html