SHB - where 100,000 shareholders place their trust.

Enduring trust from long-term shareholders

Having been a shareholder ofSHB for nearly 10 years, Mr. DTH said that the shareholders' meeting is always a special event. Every year, he travels to Hanoi, not only to hear the financial report or wait for the dividend figures, but also to listen directly from those at the helm of SHB about the bank's long-term strategy.

"During this period of economic volatility, the fact that SHB continues to pay regular dividends to shareholders – such as 18% in 2022 and 16% in 2023 – makes me even more confident in my investment," Mr. DTH shared.

For Mr. H., investing in SHB is not simply about the numbers on the stock price board, but a relationship based on transparency, commitment, and responsibility.

"I feel that investing in SHB is absolutely worthwhile. Because the chairman and the bank's leadership always listen to the opinions of shareholders," Mr. N.D.T. stated at the general meeting, expressing that he might later pass on his SHB shares to his children as a valuable asset.

Like Mr. DTH, many other middle-aged shareholders are also pleased to see SHB continuously breaking through with impressive business results and cultural, sports , and social welfare activities.

Last year, in response to the government's call to eliminate temporary housing nationwide, SHB donated 100 billion VND to Soc Trang province. Recently, in partnership with the Ministry of Public Security, SHB and T&T Group jointly contributed 42 billion VND to build 700 houses for poor and near-poor households in Bac Lieu province.

Shareholders also mentioned the special milestones when SHB was the bank that accompanied the Vietnamese national football team at the ASEAN Cup 2024, organizing flights to bring fans and family members of the players to Thailand to cheer on the team.

This is a humane and inspiring act, spreading a love of football and a strong national spirit. Shareholders hope that SHB will continue to provide such meaningful journeys, so that they are not only committed for profit but also for pride.

Not only has SHB maintained the trust of long-term shareholders, but it is also witnessing a strong wave of participation from young investors - Generation Z.

Hoang Minh, a young investor, said he has held SHB shares for the past three years. For him, SHB is a good stock, with stable growth and potential for long-term investment.

"I am particularly impressed with Mr. Hien - a decisive, dedicated person with a clear strategic vision," Hoang Minh shared.

In the eyes of many young investors, SHB is not just a bank stock. It is a symbol of a brand that dares to think big, dares to act, and constantly transforms itself to reach further.

SHB shareholders cast their votes at the 2025 annual general meeting - Photo: CTV

The cornerstone of belief

It is no coincidence that SHB consistently ranks among the banks with the largest number of shareholders, boasting over 100,000 existing shareholders. This trust is built on the practical and long-term value that SHB is creating.

For many years, SHB has maintained a policy of regular, transparent, and highly flexible dividend payments. The annual dividend rate ranges from 10% to 18%, combining cash and stock dividends, generating cash flow for shareholders while increasing long-term holding value.

Last year, SHB paid out dividends for 2023 at a rate of 16%, including 5% in cash and 11% in shares. This move demonstrates the bank's financial strength and its commitment to continuing to engage with and protect the interests of its shareholders.

Continuing this growth momentum, the 2024 dividend will be at 18%, comprising 5% in cash and 13% in shares. This once again reaffirms the bank's consistent commitment to sharing the fruits of growth with shareholders. At the same time, the bank is strengthening its financial foundation to support its long-term development strategy through an increase in charter capital.

Notably, each dividend distribution is linked to a specific capital utilization plan, focusing on core activities such as banking digitalization, expanding high-quality credit, investing in core technology platforms, and strengthening capital adequacy ratios according to international standards. This has created strong confidence among shareholders, as SHB not only shares its profits but also uses those resources to increase long-term value.

SHB operates efficiently and sustainably.

In 2025, SHB plans for a breakthrough in business with total assets exceeding VND 832,000 billion; charter capital reaching VND 45,942 billion, continuing to maintain its solid position among the Top 5 largest private banks in Vietnam.

Pre-tax profit reached VND 14,500 billion, a 25% increase compared to the previous year. Outstanding credit is projected to increase by 16%, focusing on key production and business sectors and industries with sustainable potential, making a positive contribution to the national economy. The non-performing loan ratio continues to be tightly controlled at below 2%, affirming increasingly systematic and effective risk management capabilities.

At the end of the first quarter, SHB's consolidated total assets reached VND 790,742 billion, a 6% increase compared to the end of 2024. Outstanding loans reached VND 575,777 billion, a 7% increase, demonstrating steady and healthy growth. Pre-tax profit reached nearly VND 4,400 billion, equivalent to 30% of the annual plan. This result not only reflects SHB's internal strength but also its ability to execute its strategy.

Furthermore, SHB is realizing its vision of expanding internationally with the goal of achieving total assets of 1 trillion VND by 2026, becoming a leading modern retail bank, green bank, and digital bank in the region.

SHB has identified the period 2026-2027 as a time for accelerated growth and strong breakthroughs, with a focus on comprehensively integrating the financial, digital, and customer ecosystem.

By 2028, SHB aims for breakthroughs in efficiency and sustainable development. The bank aspires to become a leader in operational efficiency, the most preferred digital bank, and the best retail bank...

Source: https://tuoitre.vn/shb-noi-100-000-co-dong-dat-niem-tin-20250512183623557.htm