SHB - where 100,000 shareholders put their trust

Long-term trust from long-term shareholders

As a shareholder of SHB for nearly 10 years, Mr. DTH said that the shareholders' meeting is always a special event. Every year, he goes to Hanoi, not only to listen to financial reports or wait for dividend figures but also to listen directly to the leaders of SHB about the bank's long-term strategy.

"In a period of economic fluctuations, SHB still regularly pays dividends to shareholders - such as 18% in 2022 and 16% in 2023, making me more confident in my investment," Mr. DTH shared.

For Mr. H., investing in SHB is not simply about numbers on the stock price list, but a relationship based on transparency, commitment and responsibility.

"I feel that investing in SHB is completely worth it. Because the chairman and the bank's board of directors always listen to shareholders' opinions" - Mr. N.D.T. spoke at the congress and expressed that he might later give SHB shares to his children as a valuable asset.

Like Mr. DTH, many other middle-aged shareholders are also pleased to witness SHB continuously making breakthroughs with impressive business results and cultural, sports and social security activities.

Last year, SHB responded to the Government's call to eliminate temporary housing nationwide and donated VND100 billion to Soc Trang province. Recently, in collaboration with the Ministry of Public Security, SHB and T&T Group joined hands to support VND42 billion to build 700 houses for poor and near-poor households in Bac Lieu province.

Shareholders also mentioned the special marks when SHB was the bank accompanying the Vietnamese football team at the ASEAN Cup 2024, organizing flights to bring fans and players' relatives to Thailand to cheer for the team.

This is a humane and inspiring action, spreading the love of football and strong national spirit. Shareholders hope that SHB will continue to bring such meaningful journeys, so that they will not only stick with it for profit but also for pride.

Not only maintaining the trust of long-term shareholders, SHB is witnessing a strong wave of participation from young investors - Gen Z generation.

Hoang Minh, a young investor, said he has held SHB shares for the past three years. To him, SHB is a good stock with stable growth and potential for long-term investment.

"I am particularly impressed with Mr. Hien - a determined, dedicated person with a clear strategic vision," Hoang Minh shared.

In the eyes of many young investors, SHB is not just a bank stock. It is the symbol of a brand that dares to think, dares to do, and constantly changes to reach further.

SHB shareholders vote at the 2025 annual shareholders' meeting - Photo: CTV

The fulcrum of faith

It is no coincidence that SHB is always in the group of banks with a large number of shareholders, with more than 100,000 existing shareholders. That trust is built from the practical and long-term values ​​that SHB is creating.

For many years, SHB has maintained a policy of paying dividends regularly, transparently and with high flexibility. The annual dividend rate ranges from 10% to 18%, combining cash and stock dividends, creating cash flow for shareholders and increasing long-term holding value.

Last year, SHB paid a 2023 dividend of 16%, including 5% in cash and 11% in shares. This move demonstrates the bank's financial strength and its commitment to continue to connect with and ensure shareholder interests.

Continuing that momentum, the 2024 dividend will be at 18%, including 5% in cash and 13% in shares. This once again reaffirms the bank's consistent commitment to sharing growth achievements with shareholders. At the same time, the bank also strengthens its financial foundation, serving its long-term development strategy through increasing charter capital.

It is noteworthy that each dividend payment is associated with a specific capital use roadmap, focusing on key activities such as digital banking, expanding high-quality credit, investing in core technology platforms and strengthening capital adequacy ratios according to international standards. That has created strong trust from shareholders, as SHB not only shares the results, but also uses those resources to increase long-term value.

SHB operates effectively and sustainably

In 2025, SHB plans to make a breakthrough in business with total assets exceeding VND 832,000 billion; charter capital reaching VND 45,942 billion, continuing to maintain a solid position in the Top 5 largest private banks in Vietnam.

Pre-tax profit of VND14,500 billion, up 25% over the previous year. Outstanding credit is expected to increase by 16%, focusing on key production and business sectors and industries with sustainable potential, contributing positively to the national economy. The bad debt ratio continues to be tightly controlled at below 2%, affirming the increasingly systematic and effective risk management capacity.

At the end of the first quarter, SHB's total consolidated assets reached VND 790,742 billion, up 6% compared to the end of 2024. Outstanding credit balance reached VND 575,777 billion, up 7%, showing steady and healthy growth. Pre-tax profit recorded at nearly VND 4,400 billion, equal to 30% of the annual plan. This result not only reflects SHB's internal strength and ability to execute its strategy.

Not only that, SHB is realizing its vision of reaching international standards with the goal of reaching total assets of 1 million billion VND by 2026, becoming a modern retail bank, green bank, and leading digital bank in the region.

The period 2026-2027 is identified by SHB as a time of strong acceleration and breakthrough, focusing on comprehensive integration of the financial - digital - customer ecosystem.

By 2028, SHB aims for breakthroughs in efficiency and sustainable development. The bank has the ambition to become the leading unit in operational efficiency, the most favorite digital bank, the best retail bank...

Source: https://tuoitre.vn/shb-noi-100-000-co-dong-dat-niem-tin-20250512183623557.htm