Home Credit ranks among the top 10 exemplary sustainable businesses.

DNVN - Recently, Home Credit was honored in the Top 10 Sustainable Enterprises in the Trade and Service sector at the Vietnam Sustainable Enterprises 2025 (CSI 2025) awards ceremony, presented by the Vietnam Federation of Commerce and Industry (VCCI).

This is the fourth consecutive year that Home Credit has been included in the Top 100 Sustainable Businesses in Vietnam (CSI 100), recognizing the efforts and dedication of this leading consumer finance company in its strategy to support the sustainable development of the nation.

This significant milestone also strongly affirms Home Credit Vietnam's remarkable progress in pursuing sustainable development goals (ESG), particularly in improving and strengthening the Governance (G) element throughout its entire business operations.

Mr. Jakub Kudrna, Chief Strategy Officer and Chairman of the ESG Steering Committee at Home Credit Vietnam (center), receives the award.

Throughout its 17-year presence in Vietnam, Home Credit has consistently prioritized responsible growth through transparency and rigorous risk control. The company applies artificial intelligence (AI) and big data in assessing customers' financial capacity, thereby minimizing bad debt and expanding access to services for underserved populations, without negatively impacting the financial health of either party.

At the end of Q3 2025, Home Credit recorded an impressive non-performing loan (NPL) ratio of 1.57%, significantly lower than the industry average of 7.5%. This indicator reflects the company's effective risk management capabilities, as Home Credit is one of the few finance companies to maintain an NPL level below 3% for many consecutive years.

At the same time, businesses are actively offering various preferential financial solutions to support consumers in accessing environmentally friendly products such as electric vehicles and bicycles, promoting a "green" lifestyle in the community.

Home Credit believes that effective risk management not only helps the company build better business strategies for the coming years, but also provides maximum protection for customers, helping them confidently take control of their lives.

Bao Han

Source: https://doanhnghiepvn.vn/kinh-te/home-credit-lot-top-10-doanh-nghiep-ben-vung-tieu-bieu/20251212054503201