Savings are increasingly chosen by many people.

VTV.vn - Saving at banks is always a popular choice because it ensures two values ​​that users are looking for: stable profits and proactive control of cash flow.

Illustration photo.

Currently, in November, consumers switched from other investment channels to safe accumulation solutions, in which bank savings returned as one of the leading choices.

Ms. Dang Thi Ngoc Diep (Hai Ba Trung Ward, Hanoi City) works for a foreign import-export company. Her average monthly salary is 20 million VND. She has been working for 5 years so she has saved some money. She does not invest in any field, she chooses to save.

"For an office worker like me, I just receive my salary and then save it. I find channels like gold or stocks quite risky, so I choose to save," Ms. Diep shared.

In addition to regular savings deposits, some banks also offer specialized deposit products with incentives for each customer group such as savings deposits for the elderly, savings deposits for women, savings deposits for people working in the armed forces, etc.

Mr. Pham Dinh Nhat Tam (Ba Dinh ward, Hanoi) said that after several decades of working, with the money he has saved, he also chose to save.

"I feel secure and safe when I save money. In addition, there is priority for the elderly, even though the percentage is small, but it still encourages us elderly people to save money and use the interest for daily living," Mr. Tam shared.

Banks also note that, to optimize the benefits, customers need to clearly understand their own needs and financial plans, and try to predict future expenses. From there, they can divide their savings into many savings books with different terms so that they can flexibly withdraw money when needed without affecting the amount of interest earned.

Source: https://vtv.vn/gui-tiet-kiem-ngay-cang-duoc-nhieu-nguoi-lua-chon-100251208113630024.htm