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Foreign banks mobilize interest rates of 8.5%/year

Báo Thanh niênBáo Thanh niên25/08/2023


Kasikornbank (KBank) from Thailand mobilizes deposit interest rates at low levels. Specifically, the non-term interest rate is 0.3%/year, 1 month 2.5%/year, 3 months 3.5%, 6 months 5%, over 12 months 5.5%... However, this bank is having an online savings program for a term of 6 months with an interest rate of up to 8.5%/year and 0.5% for spending accounts when opening a K PLUS online account on the K PLUS Vietnam mobile banking application. The program will end at the end of August, meaning this high interest rate will only last for a few more days.

Ngân hàng nước ngoài huy động lãi suất 8,5%/năm - Ảnh 1.

KBank applies deposit interest rate of 8.5%/year

Another bank with high interest rates in the market is Public Bank Vietnam, up to 7.6% for 18-month terms; 24-36 months has a mobilization interest rate of 7.1%; 12-15 months is 7%; 6 months is 6.5%. For terms under 6 months, this bank sets the maximum allowed interest rate at 4.75%.

Meanwhile, some other banks have low interest rates. For example, ShinhanBank mobilizes savings with non-term interest rates from 0.2 - 0.5%, 1 month from 3.2 - 3.9%, 3 months from 3.8 - 4.3%, 6 months from 4.7 - 5.2%, 12 months 6 - 6.3%, but from 18 months or more, it drops to 5.1 - 5.4%. HongLeongBank has a term interest rate of 1 month 4%, 3 months 4.1%, 6 months 5.5%, 12 months or more 5.2%.

As one of the banks with high interest rates in the past, Indovina Bank (IVB) has recently reduced interest rates by 0.2 - 1%/year. The highest interest rate has dropped to 6.7%/year for 18-month terms, 6.5% for 12 months, 6.15% for 6 months, 4.45% for 3 months, and 4.3% for 1 month. VRB Bank has also recently reduced its interest rates. Deposits from 1 - 3 months are 4.5%/year, 6.6%/year for 12 months, and 6.7%/year for 13 months and beyond...



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