Information is currently circulating that: "From 2026, health insurance will no longer cover serious illnesses or surgeries." This information has caused widespread confusion and anxiety among the public.

The fake information about health insurance posted on Facebook is false. (Photo: VSS)

The Vietnam Social Security agency affirms that this is fake news and completely false. The Law amending and supplementing several articles of the Health Insurance Law (Health Insurance Law 2024) has just been promulgated and will take effect from July 1, 2025, aiming to further expand and ensure more health insurance benefits for participants, especially for serious illnesses with high treatment costs.

Therefore, the Vietnam Social Security recommends that people be vigilant against this misinformation and not share fake news.

To find information about health insurance policies, always check the official channels of the Vietnam Social Security or contact the nearest social security agency.

Citizens can find accurate information through the following official channels of the Vietnam Social Security:

Electronic Information Portal: https://baohiemxahoi.gov.vn

Facebook Fanpage: https://www.facebook.com/baohiemxahoi.gov.vn

Zalo OA: https://zalo.me/bhxhvietnam

Youtube: https://www.youtube.com/@BaohiemxahoiVietNamVss

Customer Service Hotline: 1900 9068

Regarding the actual payment of medical examination and treatment costs for health insurance participants, the Vietnam Social Security stated that participants are reimbursed 80%-100% of their medical examination and treatment costs according to the benefits and coverage levels of their health insurance card.

Vulnerable groups (children under 6 years old, the poor, the near-poor, ethnic minorities, etc.) are always guaranteed government support for the cost of participating in health insurance.

The Health Insurance Fund covers more than 10,000 medical procedures (including many advanced techniques such as cardiovascular surgery, organ transplantation, MRI, CT, PET-CT,...) and reimburses for 1,037 active pharmaceutical ingredients with thousands of pharmaceutical products (including many high-cost drugs for treating cancer and serious illnesses).

From 2020 to August 2025, 41,188 patients received medical examination and treatment costs ranging from 500 million to over 2 billion VND from the Health Insurance Fund, totaling over 33,000 billion VND. A typical case is a patient in Vinh Long province whose medical expenses reached nearly 28 billion VND (main illnesses included: hereditary factor VIII deficiency; acute pharyngitis; open wounds of non-specific and other parts of the abdomen, etc.).

Therefore, people can rest assured that they can participate in and maintain their health insurance cards to receive health protection and care, without affecting their legitimate rights.

From 2020 to August 2025, 41,188 patients had their medical examination and treatment costs covered by the Health Insurance Fund, ranging from 500 million to over 2 billion VND, with a total expenditure exceeding 33,000 billion VND.

According to the Health Insurance Policy Implementation Board (Vietnam Social Security), as of the end of August 2025, there were 12,414 medical facilities nationwide providing health insurance-covered medical examinations and treatments. A total of nearly 128 million health insurance-covered medical examinations and treatments were recorded, an increase of over 7 million compared to the same period last year; with inpatient and outpatient health insurance expenditures accounting for 12% and 9.8% respectively nationwide compared to 2024.

Expenditure on medical supplies in the first eight months of 2025 was 13,605 billion VND, accounting for 10.96% of the total expenditure on medical examination and treatment under social insurance. Among these, some major provinces and cities had the highest expenditures, including Ho Chi Minh City, Hanoi, Da Nang, Binh Duong , and Dong Nai… Many localities saw a very high increase in the number of medical examinations and treatments and the amount paid out compared to the national average increase, even up to 2.5 times the overall increase...

The target set by Vietnam Social Security is to strive for a health insurance coverage rate of over 95.2% of the population by the end of 2025.

According to nhandan.vn

Source: https://huengaynay.vn/chinh-polit-xa-hoi/an-sinh-xa-hoi/bao-hiem-xa-hoi-viet-nam-canh-bao-tin-gia-ve-chinh-sach-bao-hiem-y-te-158181.html